Privacy Policy

Last updated on August 8, 2011

This Privacy Policy applies to all of the products, services and websites offered by SmartMoneyTalk.com.

If you have any questions about this Privacy Policy, please feel free to

  • Send us an email
  • Call us at (512) 850-6603
  • Write to us at:

    SmartMoneyTalk.com
    4600 Ramsey Ave
    Austin, Texas 78756
    USA

Information we collect and how we use it

We may collect the following types of information:

  • Information you provide
    SmartMoneyTalk.com asks for and collects certain search criteria information when you use the SmartMoneyTalk.com product comparison page, including certain general information about you and the product for which you are searching.
    If you click on an "Apply now" button or a link to the product issuer's website, we will take you to the product issuer's web pages. These pages are controlled by the product issuer, not SmartMoneyTalk.com, so you should review the product issuer's privacy policy to determine the privacy practices for these pages.
    If you submit feedback, including ratings, we collect your feedback and associate it with your email address, as well as with the information of the advertiser you reviewed.
    We use your information to process and personalize your requests. We also use the information for support, to develop new features, and to improve the overall quality of SmartMoneyTalk.com's products and services.
  • Cookies
    When you visit SmartMoneyTalk.com, we send one or more cookies to your computer or other device. We use cookies to improve the quality of our service, including storing session information, and tracking user trends.
  • Log information
    When you access SmartMoneyTalk.com services via a browser, application or other client our servers automatically record certain information. These server logs may include information such as your web request, your interaction with a service, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser or your account.
  • User communications
    When you send email or other communications to SmartMoneyTalk.com, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
  • Third party applications
    SmartMoneyTalk.com may make available third party applications, such as gadgets or extensions, through its services. The information collected by SmartMoneyTalk.com when you enable a third party application is processed under this Privacy Policy. Information collected by the third party application provider is governed by their privacy policies.
  • Other sites
    This Privacy Policy applies to SmartMoneyTalk.com services only. We do not exercise control over the sites displayed as search results, sites that include SmartMoneyTalk.com applications, products or services, or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Information sharing

  • Personal information
    SmartMoneyTalk.com does not share personal information with other companies or individuals.
    If SmartMoneyTalk.com becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will ensure the confidentiality of any personal information involved in such transactions and provide notice before personal information is transferred and becomes subject to a different privacy policy.

Information security

  • Securing your information
    We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
    We restrict access to personal information to SmartMoneyTalk.com employees, contractors and agents who need to know that information in order to process it on our behalf. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Statement Changes

  • Updates to this statement
    We recognize and welcome our obligation to comply with the law and this policy is subject to that obligation. We will, therefore, disclose information, including cookies, in response to a request from law enforcement officials or as otherwise required by law, or if we believe it is necessary to protect someone's safety, or enforce our Terms of Service. If we decide to materially change this privacy policy, we will prominently post those changes on this page.