It’s getting to be that time of year again – everyone is gearing up to go back to college for the fall. Whether this is your first year of college or your 8th (we all didn’t make it in 4 years), you might need some extra cash to spend when you get back to school. To save you time, we scoured the offers and found you the 2 best credit cards for college students.

Getting to your travel destination can cost between 25% – 50% of your trip. Try these tips to fly for free and use that money for nicer accommodations or to treat yourself to something special.

Rewards credit cards that give you free access to airport clubs like, American Airlines Admirals Club, Continental Airlines Presidents Clubs, Delta Sky Clubs, US Airways Clubs, Airspace Lounges, United Airlines Red Carpet Clubs and Priority Pass select airport clubs.

The FICO credit score is on a scale from 300 to 850. The scale is divided up into ranges from bad to excellent. A good credit score ranges from 660 to 725.

This summer we went to Paris and took a couple of friends. It had been a few years since our last visit, so I did some research on our ATM and credit cards before we left. Things had changed – almost everything had a 3% foreign transaction fee.

Good news! Ever since the federal government passed the Fair and Accurate Credit Transactions Act (FACTA) in 2003, the 3 major credit reporting agencies are now required to provide, upon request, a free credit report every twelve months to every consumer.

A credit score is your credit report distilled down to a single number. The intent is to predict your credit worthiness based solely on the information contained in your credit report. The most popular credit score is the FICO Score.